Life - Calculators & Other Sales Tools 

• Online Concepts and marketing materials
• Online Advanced Markets concepts and strategies
• Needs Calculator - "How much personal life insurance do I need?"
• Life Expectancy Calculator - Based on tobacco use, lifestyle and family history
• Estate Tax Calculator
• Business Valuation Calculator
• Personal Fact Finder form
• Business Fact Finder form
• Needs Analysis form

Annuity - Calculators & Other Sales Tools

• Glossary of annuity terms
• Retirement Income Calculator - Determine how much retirement savings will provide in monthly income
• Retirement Planner Calculator A - Determine what retirement income needs will be in the future
• Retirement Planner Calculator B - Are you savings goals on track?
• Savings, Taxes & Inflation Calculator - What will you savings be worth in the future?
• Retirement Shortfall Calculator - Determine how long retirement savings will last based on current assumptions
• Savings Calculator - What will it take to reach savings goals?
• SPIAs - Which will last longer...you or your money?
• Why SPIAs?
• Using SPIAs for Spendthrift Protection
• Catch Phrases
• Twelve keys to sales success for top performers
• Bundling Theory
• Bundling In Practice
• An easy way to remember annuity benefits
• Overcoming Objections
• Annuities vs. CDs Part I - The Rule of 72 and the Rule of 108
• Annuities vs. CDs Part II
• Annuities vs. CDs Part III
• The power of tax deferred cash accumulation
• Safety vs. Investment Risk