Life Plans and Tools

Our portfolio of Life products includes:

  • Term - 10, 15, 20, 25 or 30 years

  • Return of Premium term plans

  • Survivorship term plans

  • Traditional U.L. plans with rapid cash accumulation

  • U.L. plans with no surrender charges - 100% liquid from day one

  • U.L. plans with LTC and Chronic Illness Riders

  • Guaranteed U.L. plans (GUL)

  • Indexed U.L. plans (lifetime guarantees available)

  • Survivorship U.L. plans (can accept one uninsurable)

  • Term and U.L. plans with high non-med limits

  • Final expense plans with simplified non-med underwriting

  • Accidental Death only plans - guaranteed issue - no underwriting required

  • Single Premium Life "wealth transfer" plans

www.winflexweb.com is online software that allows you to run carrier-specific illustrations for all of our companies!  It is a easy, quick registration process.  Enter client data once and you can then switch between carriers and products.  Call Jeff at ext. 225 for help or questions.

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