LTC Plans
We feature Life/LTC linked benefit, hybrid plans from A+(Superior) rated carriers. Linked benefit, hybrid Life/LTC plans have tremendous advantage over stand-alone LTC plans. With linked benefit plans, hybrid plans either the policy owner or the beneficiary will receive (1) leveraged LTC benefits, (2) a higher, leveraged death benefit amount, or (3) a return of premiums. That's not true with stand-alone LTC plans into which a policy owner can pay a lot of premiums, and unless LTC benefits are paid out, never receive anything in return. Our products feature:
-
Rates and benefits guaranteed, locked-in from day-one.
-
New! Your clients can use qualified funds to purchase LTC coverage.
-
We can put two lives (spouses or partners) on the same policy.
-
Return of Premium options are available.
-
Premium payment options from single pay, to short pay, to ongoing level pay are available.
-
Benefits period options from two years to unlimited/lifetime.
-
New - ask about our inexpensive Home Health Care only product.
Use the following to help educate your clients:
-
Single Premium & Level Premium - Single Life & Joint Life
-
Watch these two videos on starting The LTC Conversation
-
Use the Cost of Care map to personalize LTC expenses with your clients: Use sponsor code "lincoln"
-
Use the Visualizer to introduce your clients to the concept and show the risks of under-insuring or self-insuring
-
Co-brandable e-mail campaigns for The Four Myths of LTC that you can use with your clients
-
Show your clients this consumer brainshark and LTC "white paper"
-
Need a turnkey marketing plan to create interest with your clients? Use this social media campaign
Add Our LTC Mobile Quote App To Your Phone or Tablet
Using your phone or tablet, click here.
When you see the input screen, use the menu on your mobile device to "add to home screen". You'll now see a new One American icon on your screen you can tap to open for quotes anytime, anywhere.
