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Non-Med Underwriting Means No exams Or Labs

Up to $2 million non-med  up to age 45, up to $1 million non-med up to age 55. Amounts, ages and guidelines vary by carrier. No exams or labs means no-contact underwriting with faster approval.

Non-med guidelines with carriers are constantly evolving. Click here for details.

 

Long Term Care Solutions
Featuring The Advantages Of Life/LTC Hybrid Products
  • Rates guaranteed, locked-in from day-one
  • Benefits guaranteed, locked-in from day-one
  • Featuring Life / LTC hybrid products from Lincoln & One America
  • We can put both spouses on the same policy

  • Return of Premium options available

  • Single pay, short pay, and ongoing level pay options

  • Benefit periods from 25 months to unlimited/lifetime

  • Click for more info and tools

  • Or Request A Quote.

SPIAs vs Income Riders

Be A Hero To Your Income Clients

Income Riders, designed to help clients "sit on the fence" between guaranteeing an income stream and having access to their principal, currently outperform traditional SPIAs in almost all instances. 

 

If you have a client looking for guaranteed income, we can canvas the market to make sure you're providing the highest possible income arrangement.  Ask for details

U.L. Plans With

No Surrender

Charges

100% Liquidity

Earn $$$

 For Policies That Are No Longer Wanted

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Request a copy

of today's 

annuity rate sheet

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Inexpensive

Accidental Death Policy

Guaranteed

Issue

The Perfect Retirement
Life Insurance Product
Don't Let Your Clients Lapse Policies - Sell Them!
Today's Top
Annuity Rate
Specialty
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