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Non-Med Underwriting Means No exams Or Labs

Up to $2 million non-med  up to age 45, up to $1 million non-med up to age 55. Amounts, ages and guidelines vary by carrier. No exams or labs means no-contact underwriting with faster approval.

Non-med guidelines with carriers are constantly evolving. Click here for details.


Long Term Care Solutions
Featuring The Advantages Of Life/LTC Hybrid Products
  • Rates guaranteed, locked-in from day-one
  • Benefits guaranteed, locked-in from day-one
  • Featuring Life / LTC hybrid products from Lincoln & One America
  • We can put both spouses on the same policy

  • Return of Premium options available

  • Single pay, short pay, and ongoing level pay options

  • Benefit periods from 25 months to unlimited/lifetime

  • Click for more info and tools

  • Or Request A Quote.

SPIAs vs Income Riders

Be A Hero To Your Income Clients

​With the recent increase in interest rates, current Single Premium Immediate Annuity (SPIA) payouts are beating Income Riders.


We can spreadsheet SPIA carriers. Ask for a printout for your retirement income clientele.  Ask for details

U.L. Plans With

No Surrender


100% Liquidity

The Perfect Retirement
Life Insurance Product

Earn $$$

 For Policies That Are No Longer Wanted

Don't Let Your Clients Lapse Policies - Sell Them!

MYGAs as high as

5.55% x 5 years

5.15% x 3 years

Today's Top
Annuity Rate


Accidental Death Policy



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