Non-Med Underwriting and No-Contact Applications
Our 'life' carriers have great non-med underwriting options. No exams or labs means no-contact underwriting with faster approval. And, all carriers have no-contact application submission options for social-distancing. Guidelines are changing often due to COVID-19. Click here for details.
Long Term Care Solutions
Featuring The Advantages Of Life/LTC Hybrid Products
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Rates guaranteed, locked-in from day-one
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Benefits guaranteed, locked-in from day-one
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Featuring Life / LTC hybrid products from Lincoln & One America
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We can put both spouses on the same policy
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Return of Premium options available
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Single pay, short pay, and ongoing level pay options
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Benefit periods from 25 months to unlimited/lifetime
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Click for more info and tools
Sales Tip
Two-Page Paper Drop-Tickets
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Paper Drop-Tickets available from Protective, United of Omaha and SBLI for life plans
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Don't leave your office
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Don't collect any signatures
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Carrier calls your client and does the rest, including all signatures
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Accelerated non-med under-writing available on some cases