Non-Med Underwriting Means No exams Or Labs
Up to $2 million non-med up to age 45, up to $1 million non-med up to age 55. Amounts, ages and guidelines vary by carrier. No exams or labs means no-contact underwriting with faster approval.
Non-med guidelines with carriers are constantly evolving. Click here for details.
Long Term Care Solutions
Featuring The Advantages Of Life/LTC Hybrid Products
Rates guaranteed, locked-in from day-one
Benefits guaranteed, locked-in from day-one
Featuring Life / LTC hybrid products from Lincoln & One America
We can put both spouses on the same policy
Return of Premium options available
Single pay, short pay, and ongoing level pay options
Benefit periods from 25 months to unlimited/lifetime
Click for more info and tools
SPIAs vs Income Riders
Be A Hero To Your Income Clients
With the recent increase in interest rates, current Single Premium Immediate Annuity (SPIA) payouts are beating Income Riders.
We can spreadsheet SPIA carriers. Ask for a printout for your retirement income clientele. Ask for details
U.L. Plans With
The Perfect Retirement
Life Insurance Product
For Policies That Are No Longer Wanted
Don't Let Your Clients Lapse Policies - Sell Them!
MYGAs as high as
5.45% x 5 years
5.15% x 3 years
Accidental Death Policy